2024
Last updated:
Our Recommended Top 8
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Our goal is to connect people with the best local professionals. We scored Charlotte Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.
12932Reviewed
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Providers
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Featured Provider
(44)Why choose this provider?
J.C. Alvarado is an Allstate Insurance agent who works with clients in the Charlotte area. He offers insurance policies to owners who want to cover their pets' healthcare. The firm provides compensation for veterinary bills, surgeries, and hospitalizations. Alvarado also carries insurance plans for condos, homes, and rental properties, as well as personal vehicles. In addition, business clients can get plans for workers' compensation claims and professional liability suits. Alvarado has more than 20 years of industry experience.
- Policy Bundle Discount
Why choose this provider?
Larry Chester is an insurance agent who caters to clients in Charlotte. He started working for Liberty Mutual Insurance in 1994, providing a wide range of products, including pet, home, auto, life, and business insurance. Chester aims to identify his client's needs and goals to find a program that fits them best. He also caters to clients looking to file or manage an existing claim. Chester is a certified life underwriter training council fellow. He received recognition from Liberty Mutual's Life Leader's Club.
- Policy Bundle Discount
License: 1000094033
Why choose this provider?
Moulton Insurance Group offers pet insurance to Charlotte pet owners. The agency, founded in 1996, provides personalized guidance when helping clients shop for the ideal plan for their animal companions. It offers accident-only, accident and illness, as well as insurance with embedded wellness policies. Clients may also add coverage called riders, such as coverage specific to cancer treatments. The company allows bundling multiple policies like home and auto with pet insurance. Moulton Insurance Group’s offerings include various personal, business, and life coverages.
- Policy Bundle Discount
License: 1000073513
Expertise.com Rating
Why choose this provider?
Metropolitan Insurance is a Charlotte-based company that has been providing its services in the area for more than 25 years. It offers personalized pet insurance packages that cover injuries, sickness, and veterinary care. In addition to recommending pet insurance, the agency offers other personal plans, which include property, auto, and life. Metropolitan Insurance works with different carriers for different personal and business needs. These include Southern General Insurance House, The Hartford, Assurance America, and Liberty Mutual.
- Policy Bundle Discount
Expertise.com Rating
Review Sources
- 5.0 (6)
Why choose this provider?
Michael Pritchard has been a State Farm agent for more than 20 years and serves individuals, families, and businesses in Charlotte. Fur parents in need of pet insurance can call on Pritchard and his team to arrange coverage for their pets. The agent's pet insurance policies, or Trupanion, generally cover financial costs when pets get unexpectedly sick or injured, including the costs it takes to heal them. It also protects owners from monetary losses due to diagnostic tests, surgeries, hospital stays, prescriptions, and veterinary supplements.
- Accident Only
License: 1000008622
Expertise.com Rating
Review Sources
- 5.0 (15)
- 4.7 (6)
Why choose this provider?
Hammett Insurance Agency, Inc is a family-owned and family-operated company serving residents in Charlotte. For those in need of pet insurance, the agency provides policies that cover eventualities such as accidents, medical diagnoses, cancer treatments, surgeries, ultrasounds, and hereditary conditions. Its other personal insurance policies include homeowners, earthquake, boat and marine, rental property, and umbrella coverage. The company's agents provide straightforward advice by presenting an objective view of different policies. Jeff Hammett, its principal agent, is a third-generation company owner.
- Accident Only
License: 19248541
Expertise.com Rating
Review Sources
- 5.0 (126)
Why choose this provider?
Bradley Brown is a local insurance professional working with customers in Charlotte and the surrounding communities. He represents Comparion Insurance Agency, assisting clients in finding coverage for their insurance needs, including pet, umbrella, life, auto, and home policies. Brown connects pet owners with a policy that provides cats and dogs the veterinary care they deserve, including preventative wellness options. He is also an annuity and a 401k consultant and has experience dealing with asset protection matters.
License: 1000004986
Expertise.com Rating
Review Sources
- 5.0 (77)
Why choose this provider?
Stanberry Insurance is a family-owned and family-operated company that caters to the residents fo Charlotte and nearby locations. The agency offers comprehensive pet insurance plans that cover veterinary bills for various medical needs, accidents, and illnesses. It also crafts protection plans for properties, automobiles, and lives, as well as weddings. Stanberry Insurance has been in business for more than 40 years and has offices in the states of South Carolina, Tennessee, Kentucky, Virginia, and Georgia.
- Military Discount
- Accident Only
Compare our Top Pet Insurance Companies
| Name | Expertise Rating | Address | Promotions | Learn more |
|---|---|---|---|---|
| J C Alvarado | 112 S Tryon St, Ste 300, Charlotte, NC28284 | View More | ||
| Larry Chester, LUTCF | 9115 Harris Corners Pkwy, Ste 200, Charlotte, NC28269 | View More | ||
| Moulton Insurance Group | 221 E Kingston Ave, Charlotte, NC28203 | View More | ||
| Metropolitan Insurance | 756 Tyvola Rd #146, Charlotte, NC28217 | View More | ||
| Michael Pritchard | 8633 Monroe Road Suite D, Charlotte, NC28212 | View More | ||
| Hammett Insurance Agency, Inc | 736 Brawley School Road, Suite A, Mooresville, NC28117 | View More | ||
| Bradley Brown | 13830 Ballantyne Corporate Place Ste 100, Charlotte, NC28277 | View More | ||
| Stanberry Insurance | 141 Main Street, Charlotte, NC28741 | View More |
FAQs
After you buy pet insurance in Charlotte, when can you adjust your coverage?
Within the first 14 days of your Charlotte pet insurance policy, you are still able to make adjustments to the coverage, such as raising or lowering your coverage limit and adding or deleting add-ons. If it has been at least fourteen days after you bought your pet insurance policy, you must wait until renewal time, which is a year after the date of your initial purchase to make such modifications.
Are allergy medications covered by pet insurance in Charlotte?
Yes. Your pet's allergy medications, such as Cytopoint allergy injections and Apoquel allergy pills, are reimbursed by pet insurance in Charlotte as long as the allergy isn't regarded as a pre-existing condition. The allergy would be regarded as a pre-existing ailment and would not be covered if your pet had received a diagnosis of an allergy or had a test that indicated symptoms of an allergy or sensitivity prior to enrollment in pet insurance.
If your veterinarian's bill is less than your pet insurance in Charlotte's annual deductible, should you still submit a claim?
Yes. To get the most out of the annual deductible of your pet insurance in Charlotte, you should file all claims for brand-new diseases, mishaps, and injuries to your pet. Remember that every eligible invoice helps because your annual deductible is the amount you pay before your insurance begins to pay. Depending on your preference, you will receive a direct deposit into your bank account or an official check for the authorized claims.
Does pet insurance in Charlotte cover the cost of treating parasite-related issues with your pet?
Pet insurance in Charlotte does not cover the diagnosis, care, or prevention of parasite-related issues of your pet. You must purchase the wellness coverage add-on if you want your pet insurance to pay for this issue. The wellness coverage add-on on a pet insurance policy also covers preventative or elective care procedures like ear cutting, tail docking, cat declawing, nail trimming, dewclaw removal, and anal gland expression.
Does pet insurance in Charlotte include euthanasia?
The majority of pet insurance companies in Charlotte cover humane euthanasia. Euthanasia, however, may only be covered by accident-only pet insurance plans if it is deemed necessary as a consequence of an accident covered by the policy, or it may not be covered at all. Review the policy's coverage details before purchasing if euthanasia coverage is a significant consideration.
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